Area Credit Manager - Comm. Bank HO & Support - HRR

Location: Delhi; New Delhi, India

Job Description

Job Description Credit Manager

Ability to assess the creditworthiness of applicants by analysing financial statements, credit reports, and other relevant information.

Conduct thorough risk assessments to determine the viability of loan requests. Evaluate and interpret financial ratios, cash flows, and collateral values to make informed credit decisions.

Familiarity with regulatory frameworks and compliance requirements related to credit operations.

Manage and mitigate credit risk by setting appropriate credit limits, terms, and conditions

Excellent communication and interpersonal skills, with the ability to build and maintain relationships with clients and Cross functional teams , necessary to understand their Loan Requirements and provide suitable credit solutions.

Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels.

Attention to detail and ability to handle high-volume work, meet deadlines, and manage multiple cases concurrently.

Proficiency in using credit analysis software and Microsoft Office applications like Excel / Outlook.

Being a team player while assisting the team in implementing HO & local policies at ground level.

Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels.

Job Info
Job Identification
273874
Job Category
Commercial Bank
Posting Date
11/04/2026
Apply Before
12/04/2026
Degree Level
Bachelor's Degree
Job Schedule
Full time
Locations
EPICAH MALL, 2nd Floor, 68,68/1, Najafgarh Road Industrial area, Moti Nagar, Near Moti Nagar Metro Station, New Delhi, Delhi, 110015, IN