Senior Commercial Lending Servicing Representative

Location: Bengaluru, India

## **Job Description**

**About this role:**

Wells Fargo is seeking a Senior Commercial Lending Servicing Representative with demonstrated experience in participated, syndicated, or member-bank commercial loan servicing.

The successful candidate will independently own assigned transactions from receipt through completion, apply sound judgment to moderately complex servicing issues, and ensure that transaction documentation, system records, cash movements, and participant positions remain accurate and appropriately supported.

This role is suited to an experienced loan servicing professional who can resolve non-routine issues, perform quality checks, communicate effectively with stakeholders, and support the technical development of less-experienced employees.

In this role, you will:

• Service moderately complex commercial real estate and participated commercial loans, including construction, problem, and agency-related transactions.
• Manage assigned loan transactions from servicing request through processing, reconciliation, documentation, and closure.
• Review loan agreements, amendments, notices, funding requests, and servicing documentation for accuracy and completeness.
• Process loan bookings, advances, repayments, modifications, interest, fees, rate changes, paydowns, and maturity activities.
• Reconcile loan and cash activity and resolve transaction discrepancies, exceptions, and unmatched items.
• Serve as a primary servicing contact for customers, lenders, agent banks, and internal partners.
• Monitor transaction deadlines, collateral, insurance requirements, pending items, and servicing obligations.
• Research and resolve escalated inquiries using transaction history, documentation, system records, and financial activity.
• Maintain complete, accurate, and audit-ready transaction records in accordance with policies, controls, and compliance requirements.
• Escalate complex, high-risk, or out-of-authority matters to appropriate business, Risk, Control, or Legal partners.
• Perform quality reviews and provide procedural guidance and training to less-experienced employees.
• Collaborate with stakeholders and recommend process, procedure, and control improvements.

**Required Qualifications:**

• 2+ years of Commercial Loan Servicing support experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications

• Working knowledge of participant and member-bank responsibilities across the commercial loan lifecycle.
• Experience with **Loan IQ** or a comparable commercial loan servicing platform.
• Experience interpreting credit agreements, amendments, assignment documents, notices, and payment instructions.
• Knowledge of participant-share calculations, principal, interest, fees, receivables, and payables.
• Experience processing complex loan transactions, including advances, paydowns, rollovers, repricing, rate changes, and maturity events.
• Understanding of operational risk, approval requirements, documentation standards, quality controls, and audit readiness.
• Experience providing technical guidance or process training to less-experienced employees and collaborating with key stakeholders.
• Bachelor’s degree in finance, accounting, business administration, economics, or a related field.

**Posting End Date:**

8 Nov 2026

***\*Job posting may come down early due to volume of applicants.***

**We Value Equal Opportunity**

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit [Disability Inclusion at Wells Fargo](https://www.wellsfargojobs.com/en/diversity/disability-inclusion/).

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our [Drug and Alcohol Policy](https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.

**Wells Fargo Recruitment and Hiring Requirements:**

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

c. Please be prepared to provide accurate information and supporting documentation in connection with any lawful employment and education verification conducted by Wells Fargo.

*Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. News, insights, and perspectives from Wells Fargo are also available at* [*Wells Fargo Stories*](https://stories.wf.com/)*.

**Additional information may be found at:*[*wellsfargo.com*](https://www.wellsfargo.com/)[*wellsfargojobs.com*](https://www.wellsfargojobs.com/en/)

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