Treasury Operations- Mumbai

Role: Assistant Manager Treasury

Location: Mumbai

Department: Treasury

Reporting To: …

Key Responsibilities

1. Liquidity Management

• Monitor daily bank balances, liquidity position and cash flows.

• Assess and coordinate daily / weekly fund requirements of the organisation.

• Ensure timely availability of funds for the department as per the requirement

• Move funds between various bank accounts based on business and operational requirements.

• Maintain adequate liquidity and Execute RTGS, NEFT and other banking transactions.

• Manage inter-bank and intra-bank fund transfers.

• Ensure transactions are processed within required timelines and appropriate approval processes.

• Monitor failed / rejected transactions and coordinate with banks for resolution.

• Ensure proper maker-checker controls and documentation.

• Coordinate with internal teams to avoid delays in business and corporate payments

2. Surplus Fund & Investment Management

• Manage deployment of surplus funds in accordance with approved treasury and investment policies.

• Execute and monitor Mutual Fund and Fixed deposit investments and redemptions.

• Track investment maturities, redemption dates and availability of funds.

• Maintain investment records and MIS.

• Coordinate with banks, AMCs, mutual fund platforms and other financial institutions.

3. Banking Operations

• Coordinate opening, closure and modification of bank accounts.

• Manage addition / deletion of authorised signatories.

• Coordinate bank mandates, KYC, account documentation and internet banking access.

• Maintain an updated database of bank accounts, signatories and mandates.

• Liaise with banks for resolution of operational issues and transaction-related matters.

4. Treasury Operation

• Ensure timely repayment of term loans including principal and interest as per the agreed repayment schedule.

• Maintain and monitor the term loan repayment calendar to ensure no payment delays or defaults.

• Perform reconciliation of loan outstanding, interest accrued, and repayments with lender statements.

• Coordinate with the Finance/Accounts team for accurate and timely accounting entries.

• Maintain updated records of loan balances, repayment schedules, interest rates, and other key terms.

• Support month-end closing activities relating to borrowings, interest expenses and Investments.

Key Skills & Competencies

• knowledge of Banking operation and Fund transfer.

• Understanding of Treasury and liquidity management.

• Good understanding of Investment, MIS and cash Flow forecasting.

Qualifications & Experience

• Graduate / Post Graduate in Commerce, Finance, Banking or a related discipline.

• Minimum 4–6 years of experience in banking and operation (NBFC / HFC / BFSI sector preferred).