Free · takes a minute · your resume fills your profile
CoreHRx never asks candidates for money. If anyone does, .
Sign in to see your fit: the skills, experience and location this job asks for, checked against your profile.
Location: Mumbai, India
Job Description
Retail Lending Audit – Team Member
Requisition Number:- 253696
Location: Mumbai
About the Role
Retail Lending Audit provides an opportunity to gain end-to-end exposure to retail and commercial lending businesses while strengthening capabilities in risk management, governance, controls, and regulatory compliance. The role involves reviewing key lending processes, identifying risks and control gaps, assessing adherence to policies and regulations, and partnering with stakeholders to strengthen the control environment.
Location:
Key Role & Responsibilities
Participate in audits across Retail and Commercial Lending businesses, including Mortgages, LAP, Working Capital, Personal Loans, Commercial Vehicles, Construction Equipment, Agri SME, Gold Loans, and related portfolios
Review lending processes across sourcing, credit underwriting, operations, disbursement, collections, and customer servicing
Assess adherence to internal policies, regulatory requirements, delegated authorities, and operational controls
Identify process gaps, operational risks, compliance issues, and opportunities for process improvement
Analyse exceptions, control breaches, and emerging risk themes through data-driven reviews.
Engage with business and support functions to discuss observations and drive corrective actions
Contribute to strengthening governance, risk management, and control frameworks across lending businesses.
Skills That Will Help You Succeed
Understanding of lending products, credit processes, and customer lifecycle management
Risk assessment and control mindset
Knowledge of lending policies, regulatory requirements, and governance processes
Experience in exception management, process reviews, or control monitoring
Analytical thinking and problem-solving capability
Stakeholder management and communication skills
Ability to identify process improvement opportunities
Data analysis and reporting (Excel, Power BI, MIS)
Employees with experience in lending businesses, credit, operations, collections, risk, RCU, governance, or control functions will be well positioned to succeed in this role.
If you are passionate about understanding how lending businesses operate, strengthening controls, managing risks, and building a career in Audit, Risk, and Governance, we encourage you to apply through Assurance Next.
Job Info
Job Identification
275050
Job Category
Corporate
Posting Date
11/12/2026
Apply Before
12/12/2026
Degree Level
Bachelor's Degree
Job Schedule
Full time
Locations
Kotak Infiniti, Building No. 21, Mumbai, Maharashtra, 400097, IN
Job data: Headcount Labs (headcountlabs.com), ODbL 1.0. The job description belongs to the employer. Location data © OpenStreetMap contributors and Overture Maps.
Most Accounting & Finance Jobs posts in Mumbai ask for 3–6 years of experience (47% of 386 that say).
From live job posts on CoreHRx, updated 12 Nov 2026. Skill figures count posts that list their skills; salary figures only posts that show a salary.
The post does not state the pay. As an estimate, comparable posts on CoreHRx advertise ₹5.5L – ₹13L a year (typical for Accounting & Finance Jobs in Mumbai, 56 posts).
In Mumbai.
It is a full time job.
Interview preparation · 12 questions
Preparing for an accountant, accounts executive or finance analyst interview in India? This guide lists the accounting, GST and TDS questions asked most often, sample answers, the Excel test you may get, and how freshers (B.Com, M.Com, CA Inter) and experienced candidates should prepare.
Questions you may be asked
Create a free profile and we email you new accounting & finance jobs in Mumbai, at most once a week.
