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Credit Manager- Personal loans, Hyderabad

Abacus Consultants

Full time
Location
Hyderabad
Work mode
Not stated
Salary
₹4.5L – ₹13L a year estimatetypical for Accounting & Finance Jobs in India, 301 posts
Posted Today

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Job description

We are looking for a Credit Manager specializing in Personal Loan Underwriting to assess loan applications, evaluate creditworthiness, and make informed credit decisions in line with the organization’s credit policies and risk parameters.

Key Responsibilities

  • Underwrite personal loan applications as per defined credit policies and underwriting guidelines.
  • Assess customer eligibility based on income, employment stability, banking statements, credit bureau reports, and repayment capacity.
  • Analyze customer profiles, existing obligations, FOIR, credit history, and repayment behavior.
  • Identify potential fraud, policy deviations, and high-risk applications.
  • Approve, reject, or recommend loan applications within the delegated credit authority.
  • Ensure adherence to internal credit policies, risk guidelines, and regulatory requirements.
  • Review exceptions and deviations and escalate cases wherever required.
  • Maintain turnaround time (TAT) while ensuring the quality of underwriting decisions.
  • Coordinate with sales, operations, and risk teams for clarification and resolution of credit queries.
  • Monitor underwriting quality and contribute to minimizing early delinquency and credit losses.

Job market insights

₹4.5L – ₹13L advertised yearly salary for Accounting & Finance Jobs in India (middle half of 301 posts that show a salary; median ₹6L)
10 more open jobs at Abacus Consultants

Most Accounting & Finance Jobs posts in Hyderabad ask for 3–6 years of experience (45% of 206 that say).

Hiring most for Accounting & Finance Jobs in Hyderabad

  • State Street19 open jobs
  • Kotak Mahindra Bank12 open jobs
  • Sanofi9 open jobs

From live job posts on CoreHRx, updated 8 Nov 2026. Skill figures count posts that list their skills; salary figures only posts that show a salary.

Questions about this job

What is the salary for this Credit Manager- Personal loans, Hyderabad job?

The post does not state the pay. As an estimate, comparable posts on CoreHRx advertise ₹4.5L – ₹13L a year (typical for Accounting & Finance Jobs in India, 301 posts).

Where is this job based?

In Hyderabad.

What kind of job is this?

It is a full time job.

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