Credit Manager

Location: Bengaluru, India
Compensation: INR 700000 - 800000 per year

Job Summary
We are seeking a qualified Credit Manager to join our team and manage the loan approval process for customers looking to purchase a 3-wheel electric vehicle.
In this role, you will be responsible for evaluating loan applications, assessing creditworthiness, and ensuring compliance with regulatory requirements.
You will work closely with customers, dealerships, and financial institutions to facilitate the loan process and ensure a seamless customer experience. The ideal candidate will have experience in underwriting loans, knowledge of the electric vehicle market, and strong analytical and communication skills.

Responsibilities:
 Evaluate loan applications and assess creditworthiness to determine loan eligibility and appropriate interest rates
 Verify and analyze financial data, credit reports, and other relevant information to make informed loan decisions
 Ensure compliance with regulatory requirements and company policies
 Communicate with customers, dealerships, and financial institutions to gather necessary information and facilitate the loan process
 Monitor loan performance and take appropriate action to manage risk and minimize losses
 Provide exceptional customer service throughout the loan process
 Stay up-to-date on industry trends, market conditions, and regulatory changes that may impact the loan process

Requirements:
 Bachelor's degree in finance, business administration, or a related field
 Minimum of 4 years of experience in underwriting loans, preferably in the auto loans
 Knowledge of electric vehicle market trends and financing options
 Strong analytical and problem-solving skills
 Excellent communication and interpersonal skills.
 Ability to work independently and as part of a team.
 Attention to detail and accuracy.  Strong organizational and time-management skills.
 Proficiency in Microsoft Office and loan processing software.