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Relationship Manager - LAP - Loan Against Property

Kotak Mahindra Bank

Full time
Location
Rajkot
Work mode
Not stated
Salary
₹3L – ₹7.5L a year estimatetypical for Sales Jobs in India, 1224 posts
Posted 8 days ago

You apply on Kotak Mahindra Bank's website. CoreHRx takes you there after you sign in.

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Role at a glance

You will
  • Loan Against Property (LAP) customers through open market sourcing, references, and channel partnerships.
  • Build and maintain relationships with
  • customers, DSAs, connectors, builders, and business associates.
Education
Bachelor's degree
Must-have skills
Field SalesSales Negotiation

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Job description

Description

Responsible for sourcing and acquiring Loan Against Property (LAP) business through direct customer acquisition, connectors, DSAs, and channel partners. The role involves relationship management, lead generation, portfolio growth, and ensuring seamless loan processing while achieving assigned business targets.



Responsibilities
  • Acquire new Loan Against Property (LAP) customers through open market sourcing, references, and channel partnerships.
  • Build and maintain relationships with customers, DSAs, connectors, builders, and business associates.
  • Generate quality leads and convert them into business opportunities.
  • Understand customer financial requirements and recommend suitable LAP solutions.
  • Coordinate with credit, operations, legal, and technical teams for smooth loan processing and disbursement.
  • Ensure proper documentation and adherence to regulatory and bank policies.
  • Achieve monthly, quarterly, and annual business targets for loan disbursement and revenue generation.
  • Manage customer queries and provide end-to-end support throughout the loan lifecycle.
  • Track competitor activities and identify opportunities for business growth.
  • Maintain portfolio quality and ensure timely resolution of customer issues.


Qualifications
  • Graduate in any discipline; MBA preferred.
  • Experience in LAP, Mortgage, Home Loans, Business Loans, or secured lending sales.
  • Strong sales, negotiation, and relationship management skills.
  • Good understanding of the lending process and credit assessment.
  • Ability to work in a target-driven and field-sales environment.
  • Excellent communication and customer management skills.


Key skills

Required

Field SalesSales Negotiation

Soft skills

Communication

Job market insights

70active Field Sales jobs in India
11active Sales Negotiation jobs in India
₹3L – ₹7.5L advertised yearly salary for Sales Jobs in India (middle half of 1224 posts that show a salary; median ₹4.8L)
1,021 more open jobs at Kotak Mahindra Bank

Hiring most for Sales Jobs in Rajkot

  • Kotak Mahindra Bank8 open jobs
  • Tata AIA Life Insurance2 open jobs

Jobs asking for Sales Negotiation in India also ask for

  • Field Sales27%
  • Customer Relationship Management18%
  • MS Excel18%

From live job posts on CoreHRx, updated 2 Nov 2026. Skill figures count posts that list their skills; salary figures only posts that show a salary.

Questions about this job

What is the salary for this Relationship Manager - LAP - Loan Against Property job?

The post does not state the pay. As an estimate, comparable posts on CoreHRx advertise ₹3L – ₹7.5L a year (typical for Sales Jobs in India, 1224 posts).

Where is this job based?

In Rajkot.

What kind of job is this?

It is a full time job.

How do I apply?

You apply on Kotak Mahindra Bank's website. CoreHRx takes you there after you sign in.

This guide is for sales job seekers in India: freshers applying for sales executive, BDE and inside sales roles, and experienced professionals moving into senior, team lead or key account positions. It has 60 interview questions split into easy, medium and hard, each with a sample answer that shows how a strong candidate thinks, often with numbers in rupees and lakh. Topics include prospecting, cold calling, objection handling, negotiation, closing, CRM, targets, dealer and channel sales, and role plays such as 'sell me this pen'. Read each answer, then practise saying it aloud in your own words with your own numbers.

Questions you may be asked

  1. Why do you want to start your career in sales?
  2. Sell me this pen.
  3. What is a sales funnel, and why does it matter?
  4. What is the difference between B2B and B2C sales?

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