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Sales Manager - Personal Loan

Kotak Mahindra Bank

Full time
Location
India
Work mode
Not stated
Salary
₹3L – ₹8L a year estimatetypical for Sales Jobs in India, 1196 posts
Posted 7 days ago

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Job description

Description
  • Sales & P&L Driving: Deliver monthly, quarterly, and annual personal loan sales targets, revenue goals, and product profitability.
  • Channel & DSA Management: Build, expand, and activate Direct Selling Agent (DSA) networks and external sourcing channels.
  • Team Leadership: Recruit, train, mentor, and supervise sales executives and managers, tracking KPIs and driving field productivity.
  • Risk & Compliance: Partner with credit and risk teams to maintain high portfolio quality, ensure audit compliance, and reduce first-time-right (FTR) rejections.
  • Digital & Cross-Sell Adoption: Drive digital loan application journeys and cross-sell value-added services (VAS). [1, 2]

PB – Inbound JD

Key Responsibilities:

  • Process cash deposits, withdrawals, check cashing, and fund transfers.
  • Handle demand drafts (DD), mail transfers (MC), and vault/teller box custody.
  • Balance cash drawers and reconcile daily tallies with zero error.
  • Identify counterfeit currency and adhere to strict security/KYC guidelines.
  • Spot basic customer needs and refer clients to branch representatives

AM / PAM CASA JD

  • CASA Acquisition: Source New-To-Bank (NTB) Current and Savings Accounts adhering to quality, segment, and balance-criteria mix. [1, 2]
  • Catchment Mapping: Work with branch managers to map local catchments, run corporate/residential campaigns, and generate customer referrals. [1, 2]
  • Digital Onboarding: Guide and activate customers on mobile banking, net banking, and digital payment platforms. [1]
  • Cross-Selling: Drive revenue throu

Elite / Platinum RM JD

  • Client Retention & Trust: Act as the primary point of contact to handle day-to-day inquiries, build rapport, and ensure high levels of customer satisfaction.
  • Business Development & Sales: Identify new business opportunities, pitch products or services, and execute upselling or cross-selling strategies.
  • Issue Resolution: Investigate customer complaints, coordinate with internal teams (such as sales, marketing, or support), and resolve problems quickly.
  • Portfolio & Data Tracking: Monitor client account health, analyze trends, and maintain accurate records using CRM software (such as Salesforce, Zoho, or HubSpot).
  • Market & Product Knowledge: Stay updated on company offerings, industry trends, and competitor strategies

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Job market insights

₹3L – ₹8L advertised yearly salary for Sales Jobs in India (middle half of 1196 posts that show a salary; median ₹4.8L)
1,163 more open jobs at Kotak Mahindra Bank

From live job posts on CoreHRx, updated 6 Nov 2026. Skill figures count posts that list their skills; salary figures only posts that show a salary.

Questions about this job

What is the salary for this Sales Manager - Personal Loan job?

The post does not state the pay. As an estimate, comparable posts on CoreHRx advertise ₹3L – ₹8L a year (typical for Sales Jobs in India, 1196 posts).

What kind of job is this?

It is a full time job.

This guide is for sales job seekers in India: freshers applying for sales executive, BDE and inside sales roles, and experienced professionals moving into senior, team lead or key account positions. It has 60 interview questions split into easy, medium and hard, each with a sample answer that shows how a strong candidate thinks, often with numbers in rupees and lakh. Topics include prospecting, cold calling, objection handling, negotiation, closing, CRM, targets, dealer and channel sales, and role plays such as 'sell me this pen'. Read each answer, then practise saying it aloud in your own words with your own numbers.

Questions you may be asked

  1. Why do you want to start your career in sales?
  2. Sell me this pen.
  3. What is a sales funnel, and why does it matter?
  4. What is the difference between B2B and B2C sales?

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