₹3.3L – ₹8.5L a year estimatetypical for Sales Jobs in India, 1121 posts
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Role at a glance
You will
Develop and maintain strong relationships with existing and prospective clients to promote housing loan products and services.
Conduct detailed financial assessments and credit appraisals to evaluate loan eligibility and risk in compliance with regulatory guidelines.
Collaborate with internal teams including credit, legal, and operations to ensure smooth loan processing and timely disbursal.
Experience
5+ years
Education
Bachelor's degree
Must-have skills
Competitive AnalysisCredit AppraisalCredit RiskCustomer Relationship ManagementFinancial AnalysisMarket Research
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Job description
POSITION DESCRIPTION
JOB TITLE Relationship Manager-Housing Loans GRADE M
DEPARTMENT NORTH BUSINESS LOCATION #*Current Office Location*#
SUB-DEPARTMENT NA TYPE OF POSITION Full-time
REPORTS TO #*Reporting Designation*# REPORTING INTO NA
ROLE PURPOSE & OBJECTIVE
We are seeking a highly motivated and experienced professional to join Ujjivan Small Finance Bank's North Business department as a Relationship Manager specializing in housing loans. This role demands a strategic individual who can manage and expand the bank's housing loan portfolio by building strong client relationships, understanding customer needs, and delivering tailored financial solutions. The ideal candidate will have a deep understanding of the housing loan market, regulatory environment, and credit risk assessment, combined with excellent communication and negotiation skills to drive business growth and ensure customer satisfaction within the competitive banking sector.
SIZE OF THE ROLE
FINANCIAL SIZE NON-FINANCIAL SIZE
Not Applicable Not Applicable
Key Duties And Responsibilities Of The Role
Develop and maintain strong relationships with existing and prospective clients to promote housing loan products and services.
Conduct detailed financial assessments and credit appraisals to evaluate loan eligibility and risk in compliance with regulatory guidelines.
Collaborate with internal teams including credit, legal, and operations to ensure smooth loan processing and timely disbursal.
Identify market trends and customer needs to recommend appropriate housing loan products and customized financial solutions.
Achieve assigned sales targets and contribute to the growth of the housing loan portfolio within the North Business region.
Provide expert guidance to clients on housing loan terms, interest rates, repayment options, and documentation requirements.
Monitor loan accounts post-disbursement to ensure timely repayments and proactively manage any potential defaults or delinquencies.
Organize and participate in marketing and outreach activities to increase brand visibility and generate new business leads.
Maintain up-to-date knowledge of banking regulations, housing finance policies, and competitive landscape to ensure compliance and competitive positioning.
Prepare regular reports on sales performance, client feedback, and market insights for senior management review.
E Ducational Qualifications
MINIMUM REQUIREMENTS OF KNOWLEDGE AND SKILLS
Bachelor’s degree in Finance, Business Administration, or a related field; MBA or equivalent postgraduate qualification preferred.
Minimum of 5 years of experience in housing loan sales, relationship management, or credit appraisal within the banking or financial services industry.
Jobs asking for Competitive Analysis in India also ask for
Market Research32%
SEO19%
Go-to-Market (GTM)16%
SQL16%
Product Strategy16%
From live job posts on CoreHRx, updated 8 Nov 2026. Skill figures count posts that list their skills; salary figures only posts that show a salary.
Questions about this job
What is the salary for this Relationship Manager-Housing Loans job?
The post does not state the pay. As an estimate, comparable posts on CoreHRx advertise ₹3.3L – ₹8.5L a year (typical for Sales Jobs in India, 1121 posts).
This guide is for sales job seekers in India: freshers applying for sales executive, BDE and inside sales roles, and experienced professionals moving into senior, team lead or key account positions. It has 60 interview questions split into easy, medium and hard, each with a sample answer that shows how a strong candidate thinks, often with numbers in rupees and lakh. Topics include prospecting, cold calling, objection handling, negotiation, closing, CRM, targets, dealer and channel sales, and role plays such as 'sell me this pen'. Read each answer, then practise saying it aloud in your own words with your own numbers.
