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Job Description
Function: Risk Policy – Unsecured Retail (Credit Cards – Pre-Acquisition)
Location: Infinity IT park, Mumbai
Job Role: Credit Card Pre-Acquisition Policy Manager
Grade: M5
Number of Positions: 1
Job Responsibilities • Develop, implement, and manage pre-acquisition risk policies and strategies for the credit card business. • Monitor acquisition portfolio performance, approval trends, sourcing mix, and early delinquency indicators. • Perform data-driven analysis to identify risk trends across segments, channels, geographies, and profiles. • Evaluate and refine eligibility criteria, bureau cut-offs, scorecard-based policies, and sourcing rules. • Partner with Business, Analytics, Product, Operations, and Technology teams for policy execution and risk sign-offs. • Support implementation of scorecards, digital journeys, and automation initiatives. • Track key risk KPIs against defined risk appetite and recommend corrective actions. • Ensure compliance with regulatory and internal risk governance frameworks.
Job Requirements • Minimum 4 years of experience in credit card / unsecured lending risk or policy roles in Banks, NBFCs, or large financial institutions. • Strong understanding of pre-acquisition credit risk, bureau data, and policy frameworks. • Hands-on experience with data analysis tools such as SQL, SAS, or Python and visualization tools like Power BI. • Strong analytical, problem-solving, and stakeholder management skills. • Experience in cross-functional coordination and project delivery.
Education • MBA / BTech / Graduate or Post-Graduate in Statistics, Economics, or related fields. • Certification or hands-on experience in SQL, SAS, or Python preferred.
Most Accounting & Finance Jobs posts in Mumbai ask for 3–6 years of experience (48% of 365 that say).
From live job posts on CoreHRx, updated 11 Nov 2026. Skill figures count posts that list their skills; salary figures only posts that show a salary.
The post does not state the pay. As an estimate, comparable posts on CoreHRx advertise ₹5.7L – ₹16L a year (typical for Accounting & Finance Jobs in Mumbai, 56 posts).
The post asks for 4 Yrs experience.
In Mumbai.
It is a full time job.
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