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Location: Chennai, India
Job Summary
This hybrid Technical Lead role requires six to ten years of experience in Java Sprint Boot and Net Java with a strong background in cards and payments domain. The role focuses on designing scalable payment solutions guiding technical implementation and ensuring secure transaction processing. The candidate will collaborate with cross functional teams during day shifts to deliver reliable services that support financial inclusion and seamless digital commerce.
Responsibilities
+ Lead end to end design and implementation of payment services using Java Sprint Boot and Net Java ensuring stability security and performance across all core transaction flows
+ Oversee translation of complex cards and payments business requirements into clear technical solutions that enable seamless customer experiences and reliable transaction processing
+ Provide technical guidance to the development team on best practices code structuring and reusable component creation to support scalable payment platforms
+ Drive continuous improvement of payment processing systems by analyzing transaction patterns identifying bottlenecks and recommending targeted optimizations
+ Coordinate with product owners business analysts and quality assurance experts to align technical deliverables with regulatory compliance and industry standards in the cards and payments space
+ Ensure adherence to secure coding practices and data protection controls to safeguard cardholder information and reduce operational and financial risk
+ Manage defect triage and root cause analysis for production incidents in payment services and implement corrective measures that prevent recurrence
+ Collaborate with infrastructure and operations teams in a hybrid work model to support smooth deployments performance tuning and environment readiness for day to day payment operations
+ Guide implementation of integration mechanisms with external networks issuers acquirers and internal banking systems to maintain high reliability and interoperability in transaction flows
+ Review technical documentation including solution designs interface contracts and deployment procedures to enable clear communication and maintainable systems
+ Support mentoring of team members by sharing domain knowledge in cards and payments and modern engineering practices to strengthen overall technical capability
+ Contribute to architectural discussions around microservices event driven patterns and resilience strategies that enhance the long term evolution of payment platforms
+ Advance quality outcomes by promoting comprehensive unit integration and regression testing approaches that improve reliability of payment journeys
Qualifications
+ Demonstrate strong proficiency in Java Sprint Boot and Net based application development with hands on experience building enterprise grade payment services
+ Exhibit deep understanding of cards and payments domain concepts such as authorization clearing settlement dispute handling fraud checks and regulatory requirements
+ Apply familiarity with hybrid work environments and modern collaboration tools to coordinate effectively with cross functional teams during day shifts
+ Show practical experience in designing and consuming restful services message based integrations and middleware solutions tailored for financial transaction systems
+ Utilize knowledge of relational databases caching mechanisms and transaction management techniques to support high volume secure payment processing
+ Display experience in using version control continuous integration and automated build tools to maintain consistent delivery pipelines for payment applications
+ Present exposure to performance monitoring tools logging frameworks and alerting practices that help maintain stability in cards and payments platforms
Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.
Job data: Headcount Labs (headcountlabs.com), ODbL 1.0. The job description belongs to the employer. Location data © OpenStreetMap contributors and Overture Maps.
Most IT Jobs posts in Bangalore ask for 3–6 years of experience (41% of 3729 that say).
From live job posts on CoreHRx, updated 7 Nov 2026. Skill figures count posts that list their skills; salary figures only posts that show a salary.
The post does not state the pay. As an estimate, comparable posts on CoreHRx advertise ₹15L – ₹25L a year (typical for IT Jobs in Bangalore, 310 posts).
In Bangalore, Chennai (hybrid).
It is a full time job.
Interview preparation · 60 questions
This guide is for Indian job seekers preparing for Java backend roles, from freshers facing campus and first-job interviews to experienced developers moving into senior positions at product companies and IT services firms. It covers what interviewers ask most in 2025 and 2026 on Java 17 and 21 and Spring Boot 3: OOP, collections, equals and hashCode, streams, exceptions, concurrency and JVM memory, then dependency injection, auto-configuration, REST controllers, validation, JPA and Hibernate, security, microservices and testing. Questions are grouped as easy, medium and hard. Read each answer, compile the code yourself and practise explaining it aloud.
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