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Business Relationship Manager - Business Loans - Business Loans

Kotak Mahindra Bank

Full time
Experience
2–8 years
Location
Mumbai
Work mode
Not stated
Salary
₹3.5L – ₹9.5L a year estimatetypical for Sales Jobs in India, 900 posts
Posted 9 days ago Last checked 3 days ago

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Role at a glance

You will
  • To acquire, manage, and grow Business Loan customers through branch banking channels while ensuring achievement of sales targets, portfolio…
  • The role involves sourcing new customers, cross-selling banking products, and maintaining strong relationships with existing clients.
  • Source and acquire Business Loan customers through branch walk-ins, references, and local market activities.
Experience
2–8 years
Education
Bachelor's degree
Must-have skills
MS Office

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Job description

Location: Mumbai, India

Job Description

Business Relationship Manager - Business Loans_Business Loans

Job Description (JD) – Branch Relationship Manager (BRM) – Business Loans (BL)

Designation:

Branch Relationship Manager (BRM) – Business Loans (BL)

Job Purpose:

To acquire, manage, and grow Business Loan customers through branch banking channels while ensuring achievement of sales targets, portfolio quality, and customer satisfaction. The role involves sourcing new customers, cross-selling banking products, and maintaining strong relationships with existing clients.

Key Responsibilities:

Source and acquire Business Loan customers through branch walk-ins, references, and local market activities.

Generate leads for Business Loans, Working Capital, LAP, and other business banking products.

Build and maintain relationships with SME, self-employed, proprietorship, partnership, and corporate customers.

Conduct customer meetings to understand financial requirements and recommend suitable loan solutions.

Coordinate with credit, operations, and underwriting teams for smooth loan processing and disbursement.

Ensure completion of KYC, documentation, and compliance requirements.

Drive cross-sell opportunities including Current Accounts, Savings Accounts, Insurance, and Investment products.

Monitor portfolio performance and maintain asset quality.

Track competitors, market trends, and business opportunities in the assigned region.

Achieve monthly and annual sales, disbursement, and revenue targets.

Eligibility Criteria:

Education:

Graduate in any discipline.

MBA/PGDM preferred.

Experience:

2-8 years of experience in Business Loans, SME Lending, LAP, Working Capital, or Retail Asset Sales.

Experience in branch banking or business banking sales will be preferred.

Required Skills:

Strong sales and relationship management skills.

Good understanding of Business Loan products and credit assessment.

Knowledge of local market and business segments.

Excellent communication and negotiation skills.

Customer-centric approach with strong networking abilities.

Ability to work under target-driven environments.

Proficiency in MS Office and banking systems.

Job Info
Job Identification
273826
Job Category
Consumer Bank
Posting Date
11/04/2026
Apply Before
12/04/2026
Degree Level
Bachelor's Degree
Job Schedule
Full time
Locations
Sixth Floor & Seventh Floor, Shubhjivan, S. V Road. Opposite Moksha Plaza, Borivali (West), Mumbai, Maharashtra, 400092, IN

Job data: Headcount Labs (headcountlabs.com), ODbL 1.0. The job description belongs to the employer. Location data © OpenStreetMap contributors and Overture Maps.

Key skills

Required

MS Office

Preferred

Branch Banking

Soft skills

CommunicationNegotiation

Job market insights

254active MS Office jobs in Mumbai
₹3.5L – ₹9.5L advertised yearly salary for Sales Jobs in India (middle half of 900 posts that show a salary; median ₹5.5L)
1,595 more open jobs at Kotak Mahindra Bank

Hiring most for Sales Jobs in Mumbai

  • Kotak Mahindra Bank60 open jobs
  • Kotak Mahindra Bank17 open jobs
  • Jobs for Humanity9 open jobs

Jobs asking for MS Office in Mumbai also ask for

  • MS PowerPoint29%
  • Project Management14%

From live job posts on CoreHRx, updated 14 Nov 2026. Skill figures count posts that list their skills; salary figures only posts that show a salary.

Questions about this job

What is the salary for this Business Relationship Manager - Business Loans - Business Loans job?

The post does not state the pay. As an estimate, comparable posts on CoreHRx advertise ₹3.5L – ₹9.5L a year (typical for Sales Jobs in India, 900 posts).

How much experience does this job need?

The post asks for 2–8 Yrs experience.

Where is this job based?

In Mumbai.

What kind of job is this?

It is a full time job.

This guide is for sales job seekers in India: freshers applying for sales executive, BDE and inside sales roles, and experienced professionals moving into senior, team lead or key account positions. It has 60 interview questions split into easy, medium and hard, each with a sample answer that shows how a strong candidate thinks, often with numbers in rupees and lakh. Topics include prospecting, cold calling, objection handling, negotiation, closing, CRM, targets, dealer and channel sales, and role plays such as 'sell me this pen'. Read each answer, then practise saying it aloud in your own words with your own numbers.

Questions you may be asked

  1. Why do you want to start your career in sales?
  2. Sell me this pen.
  3. What is a sales funnel, and why does it matter?
  4. What is the difference between B2B and B2C sales?

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